Care obligation

Settle a bill for someone you love

Pick the obligation, choose the merchant and let Orbit handle FX, timing and confirmation — so nothing back home gets missed.

Orbit suggestion

Electricity for Mum is usually paid around the 26th. Pay now and I'll set the same merchant as a recurring obligation so you never have to think about it again.

Live FX rate

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Source: open.er-api.com

1. Destination

2. Bill type

From the PayBill Merchant Network — verified utilities, schools, hospitals, insurers, telecoms, transport, groceries, government, landlords, property managers and pharmacies.

Verified

3. Merchant & account

Merchant

Account / meter / reference

Paying on behalf of

4. Amount & timing

Amount

You send (NGN)

₦

From your account (GBP)

Rate unavailable

Due date

Note (optional)

5. How you're paying

Orbit picks the best route

Apple Pay, Google Pay, cards, Pay by Bank, Faster Payments, Direct Debit, wallet, send now pay later — Orbit recommends the right one for this payment.

Orbit is thinking

"What's the best payment method for this user, right now?"

Orbit's answer

Pay with Apple Pay

Recommended because you're on an iPhone — Apple Pay is the quickest one-tap rail for you. At this amount the card-network fee is small, so speed wins.

vs Pay by Bank: Pay by Bank is cheaper but takes a few more taps.

Orbit picks based on speed, cost and what suits this payment — never on what earns PayBill Globe a higher fee. You're always free to choose another method below.

Fee

£0.00

1.40% of amount

Timing

Instant — lands in seconds

Recipient is notified immediately.

Did Orbit get this right?