How it works

Four steps. One operating system for home.

From the moment you fund your wallet to the moment a clinic, school or landlord gets paid — PayBill removes friction and adds intelligence.

01

Create family profiles

Add your mother, brother, sister — anyone you support. Each profile holds their obligations, merchants and history.

02

Fund your wallet

Top up by card, open banking, bank transfer or send-now-pay-later. Apple Pay, Google Pay and stablecoins coming soon.

03

Pay obligations directly

School fees to the school. Electricity to the provider. Rent to the landlord. Outcome — not just transfer.

04

Let AI plan ahead

Your AI assistant tracks rhythms, forecasts next month, and reminds you before anything becomes urgent.