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Your Auto Care Plan

Decide how much Orbit should do on your behalf. Orbit is the assistant — it recommends and prepares. Your regulated payment partner executes only what you've authorised.

How authorisation works

You authorise PayBill Globe and pick a payment method at sign-up. For each bill, Orbit follows the rules below. Apple Pay and Google Pay tokens are managed by your regulated payment partner under the relevant network rules — Orbit never stores card credentials.

Automation level

Default payment method

Orbit may still recommend a different method on a specific payment if it's faster or cheaper — you always confirm.

Trusted merchant rules

For each merchant, set whether Orbit can auto-pay, the maximum amount, and whether it must ask above that limit. Only applies in Fully automated mode.

Ikeja Electric

Electricity

Achimota School

School fees

MTN Airtime

Telecoms

Orbit isn't the payer.

Orbit is your conversational assistant. The regulated payment partner — under FCA-supervised arrangements — executes every transaction within the limits you've set here. You can pause Auto Care at any time.